Tijorat banklari resurs bazasini mustahkamlash yo‘llari
DOI:
https://doi.org/10.5281/zenodo.15297209Keywords:
bank tizimi, bank depoziti, bank aktivi, bank krediti, iqtisodiy o‘sish.Abstract
O‘zbekistonning bank tizimida 2020–2025-yillar davomida amalga oshirilgan islohotlar natijasida moliyaviy
barqarorlik mustahkamlangan, tijorat banklarining roli kuchaygan va iqtisodiy o‘sish uchun muhim zamin yaratilgan.
Kreditlash hajmining oshishi real sektorni qo‘llab-quvvatlash imkoniyatlarini kengaytirgan bo‘lsa, depozit bazasining
o‘sishi bank tizimiga bo‘lgan ishonchning ortayotganidan dalolat beradi. Tijorat banklari aktivlarining sezilarli darajada
ortishi esa mamlakat bank sektorining investitsiyalar uchun jozibadorligini oshirishda muhim o‘rin tutadi. Kelgusi yillarda
bank tizimining yanada rivojlanishi uchun xususiy kapital ishtirokini oshirish, raqamli bank xizmatlarini kengaytirish va
xalqaro moliyaviy bozorlar bilan integratsiyani kuchaytirish muhim vazifalardan biri bo‘lib qolmoqda. Ushbu maqolada
yuqoridagi masalalar atroflicha tahlil qilingan
References
Haddawee, A. H., & Flayyih, H. H. (2020). The relationship between bank deposits and profitability for commercial
banks. International Journal of Innovation, Creativity and Change, 13(7), 226-234.
Liu, X., Sun, J., Yang, F., & Wu, J. (2020). How ownership structure affects bank deposits and loan efficiencies: An
empirical analysis of Chinese commercial banks. Annals of Operations Research, 290, 983-1008.
Mohanty, S. P., Gopalkrishnan, S., & Mahendra, A. (2021). The intertwined relationship of shadow banking and
commercial banks’ deposit growth: evidence from India. International Journal of Innovation Science, 14(3/4), 570-587.
Yuldashev, J. A. (2023). Marketing Principles of Formation of Reserve Funds in the Practice of Commercial Banks.
EUROPEAN JOURNAL OF BUSINESS STARTUPS AND OPEN SOCIETY, 3(5), 1-6.
Vuong, B. N., TUNG, D. D., Giao, H. N. K., Dat, N. T., & Quan, T. N. (2020). Factors affecting savings deposit decision
of individual customers: empirical evidence from Vietnamese commercial banks. The Journal of Asian Finance,
Economics and Business, 7(7), 293-302.
Levine, R. (2005). Finance and Growth: Theory and Evidence. Handbook of Economic Growth, Elsevier.
La Porta, R., Lopez-de-Silanes, F., & Shleifer, A. (2002). Government Ownership of Banks. The Journal of Finance,
(1), 265–301.
Megginson, W. L. (2005). The Economics of Bank Privatization. Journal of Banking & Finance, 29(8-9), 1931-1980.
Yuan, D., Gazi, M. A. I., Harymawan, I., Dhar, B. K., & Hossain, A. I. (2022). Profitability determining factors of banking
sector: Panel data analysis of commercial banks in South Asian countries. Frontiers in psychology, 13, 1000412.
Al Zaidanin, J. S., & Al Zaidanin, O. J. (2021). The impact of credit risk management on the financial performance of
United Arab Emirates commercial banks. International Journal of Research in Business and Social Science (2147-
, 10(3), 303-319.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 YASHIL IQTISODIYOT VA TARAQQIYOT

This work is licensed under a Creative Commons Attribution 4.0 International License.