Raqamli bank xizmatlarida sun’iy intellektdan foydalanishning istiqbollari va xavfsizlik masalalari
DOI:
https://doi.org/10.5281/zenodo.15256782Keywords:
raqamli bank xizmatlari, sun’iy intellekt, axborot xavfsizligi, algoritmik shaffoflik, bank texnologiyalari, moliyaviy texnologiyalar.Abstract
Mazkur maqolada raqamli bank xizmatlarida sun’iy intellekt texnologiyalarini joriy etishning amaliy
yo‘nalishlari, dolzarb muammolari va ularni hal etish strategiyalari tahlil qilingan. Xususan, mijozlarga xizmat ko‘rsatish
sifatini oshirish, firibgarlik holatlarini aniqlash va kredit risklarini baholashda sun’iy intellektning roli yoritilgan. Shu bilan
birga, axborot xavfsizligi, algoritmlar shaffofligi, etik muammolar va me’yoriy-huquqiy asoslarning yetarli emasligi kabi
masalalar ham tahlil etilib, sohani rivojlantirishga doir takliflar ilgari surilgan.
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