Banklar faoliyatini transformatsiya qilishning biznes modellari
DOI:
https://doi.org/10.5281/zenodo.15256449Keywords:
bank transformatsiyasi, biznes modeli, raqamli texnologiyalar, mijozga yo‘naltirilgan yondashuv, Sankt- Gallen modeli.Abstract
Maqolada banklar faoliyatini transformatsiya qilish jarayonida zamonaviy biznes modellarining tutgan oʻrni
tahlil qilingan. Xususan, mijozga yoʻnaltirilgan yondashuvning ustuvorligi, raqamli texnologiyalar ta’siri va Sankt-Gallen
modeli asosida bank tizimini yangilashning nazariy va amaliy jihatlari yoritilgan. Transformatsiyaning muvaffaqiyati
texnologik sarmoyalar, tashqi muhit bilan integratsiya va moslashuvchan boshqaruv tizimlariga bogʻliqligi asoslab berilgan.
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