Issues of minimizing risks related to mortgage lending of commercial banks of the republic of Uzbekistan

Abstract

The article analyzes the risks associated with mortgage loans of banks, the negative impact of the price bubble
caused by the artificial increase in housing prices, and the issues of forming the necessary long-term resource source for
mortgages. The increase in the volume of mortgage lending practices in commercial banks has both positive and negative
aspects. In this article, according to the research materials and methods, the researches of a number of domestic
and foreign economists on the topic are studied. This article discusses the improvement of mortgage lending practices of
commercial banks and the minimization of related risks.