BANK TIZIMIDA OPERATSION RISKLARNI BAHOLASH VA MONITORING MEXANIZMLARINI RIVOJLANTIRISH
DOI:
https://doi.org/10.5281/zenodo.18441619Keywords:
operatsion risklar, bank tizimi, risklarni baholash metodologiyasi, monitoring modellari, moliyaviy barqarorlik, ichki nazorat tizimi, Basel standartlari, risklarni boshqarish infratuzilmasi.Abstract
Mazkur ilmiy maqolada bank tizimida operatsion risklarni baholash va monitoring qilish mexanizmlarini
takomillashtirishning konseptual, metodologik hamda amaliy asoslari chuqur tahlil qilinadi. Tadqiqot doirasida operatsion
risklarning institutsional, texnologik va inson omili bilan bog‘liq manbalari tizimlashtirilib, ularning bank faoliyati samaradorligi
hamda moliyaviy barqarorlikka ta’siri empirik yondashuvlar asosida baholanadi. Shuningdek, xalqaro standartlar, xususan
Basel qo‘mitasi tavsiyalari asosida risklarni aniqlash, o‘lchash va doimiy monitoring qilishning zamonaviy modellari
tahlil qilinadi. Tadqiqot natijalariga ko‘ra, bank tizimida risklarni boshqarish infratuzilmasini rivojlantirish, ichki nazorat
mexanizmlarini mustahkamlash hamda operatsion yo‘qotishlar ehtimolini minimallashtirishga qaratilgan ilmiy asoslangan
xulosalar va amaliy tavsiyalar ishlab chiqilgan.
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