“YASHIL” BANKLARDA KREDIT RISKLARINI BOSHQARISHNING XALQARO TAJRIBASI
DOI:
https://doi.org/10.5281/zenodo.18171601Keywords:
yashil banklar, kredit riski, ESG, yashil moliyalashtirish, riskni kamaytirish, Basel III, moliyaviy barqarorlik, yashil kreditlar, ekologik jihatdan qulay investitsiyalarAbstract
Barqaror iqtisodiyotga o‘tish sharoitida yashil banklar ekologik jihatdan xavfsiz loyihalarni moliyalashtirishda
muhim rol o‘ynaydi. Bunday moliyaviy institutlar faoliyatida ustuvor vazifalardan biri atrof-muhit omillarini hisobga olgan
holda kredit risklarini samarali boshqarishni ta’minlashdan iborat. Mazkur maqolada yashil banklarda kredit risklarini
boshqarish bo‘yicha xalqaro tajriba, xususan, ESG mezonlaridan foydalanish, iqlimiy stress-testlarni joriy etish hamda
barqaror kreditlash strategiyalarini qo‘llash masalalari tahlil qilinadi. Shuningdek, rivojlangan yashil moliyaviy infratuzilmaga
ega mamlakatlarda amalda bo‘lgan tartibga soluvchi talablar va ilg‘or amaliyotlarga alohida e’tibor qaratiladi
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