Sug‘urta kompaniyalarining innovatsion faoliyati tahlili va moliyalashtirish samaradorligini aniqlash yo‘nalishlari
DOI:
https://doi.org/10.5281/zenodo.16946659Keywords:
sug‘urta kompaniyalari, innovatsion faoliyat, moliyalashtirish samaradorligi, integral moliyaviy samaradorlik indeksi, raqamlashtirish, sug‘urta shartnomalari, risklar, moliyaviy barqarorlikAbstract
Ushbu maqolada O‘zbekiston sug‘urta kompaniyalari misolida korxonalarning innovatsion faoliyatini
moliyalashtirish samaradorligi tahlil qilingan. Raqamli iqtisodiyot sharoitida sug‘urta xizmatlarini modernizatsiyalash va
ularni raqamlashtirish orqali moliyaviy barqarorlik hamda xizmatlar sifati oshirilishi ilmiy asosda yoritilgan. Tadqiqotda
integral moliyaviy samaradorlik indeksi ishlab chiqilib, sug‘urta kompaniyalarining innovatsion loyihalaridan olinadigan
daromad va risklarni kompleks baholash imkoniyati yaratildi. Natijalar shuni ko‘rsatadiki, sug‘urta kompaniyalarida
innovatsion faoliyatni moliyalashtirish samaradorligi raqamli texnologiyalarni keng tatbiq etish orqali sezilarli darajada
oshishi mumkin
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