Xalqaro raqamli intergatsiya, raqamlashtrish sharoitida tijorat banklari faoliyati tahlili
DOI:
https://doi.org/10.5281/zenodo.16910314Keywords:
raqamli transformatsiya, tijorat banklari, xalqaro integratsiya, raqamli texnologiyalar, moliyaviy xizmatlar, to‘lov tizimlari.Abstract
Ushbu maqolada iqtisodiyotni raqamlashtirish jarayonida tijorat banklarining o‘rni va faoliyati, shuningdek,
xalqaro moliyaviy integratsiyaga qo‘shilishdagi strategik imkoniyatlari tahlil qilinadi. Raqamli texnologiyalar bank xizmatlari
sifatini oshirish, operatsion xarajatlarni kamaytirish va mijozlarga xizmat ko‘rsatish jarayonini optimallashtirishdagi
ahamiyati yoritilgan. Shuningdek, maqolada banklarning xalqaro to‘lov tizimlariga integratsiyalashuvi, transchegaraviy
operatsiyalarni tezlashtirish va global moliyaviy bozorga chiqishdagi asosiy tendensiyalar ko‘rib chiqiladi. Tadqiqot
natijalarida raqamli transformatsiya va xalqaro hamkorlik bank tizimi samaradorligini oshirishning muhim omili ekanligi
asoslab beriladi.
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