O‘zbekiston sug‘urta amaliyotida umr davomiyligi funksiyalarini aniqlashda aktuar hisoblarning o‘rni
DOI:
https://doi.org/10.5281/zenodo.15276815Keywords:
aktuar hisoblar, umr davomiyligi, hayot sug‘urtasi, taqsimot modellari, Gompertz modeli, Makeham modeli, o‘lim koeffitsienti, O‘zbekiston demografiyasi.Abstract
Mazkur maqolada O‘zbekiston hayot sug‘urtasi bozorida umr davomiyligi funksiyalarini aniqlashda aktuar
hisoblarning tutgan o‘rni tahlil qilinadi. Sug‘urta mahsulotlarini narxlash, rezervlarni hisoblash va xavflarni baholash
jarayonlarida umr davomiyligi modellaridan foydalanish muhim ahamiyatga ega. Maqolada aktuar nazariyaning asosiy
tushunchalari, parametrik taqsimotlar – xususan, Gompertz va Makeham modellarining ilmiy va amaliy ahamiyati
yoritilgan. Shuningdek, O‘zbekistonning demografik ko‘rsatkichlari asosida amalga oshirilgan modellashtirish natijalari
taqdim etilgan hamda hayot sug‘urtasi bozorida ularning qo‘llanilishi tahlil qilingan.
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